No, I copped out with the answer "if you settle early there is a £23,000 early settlement charge - this charge reduces the closer you get to policy expiry" or some sort of nonsense.
Also, I thought I had 30 seconds left when the invigilator said STOP WRITING so I didn't even get to write 'Yours Sincerely' - so that's at least 1% dropped for a start!!
Last edited by a moderator: Sep 5, 2006